Pension & Retirement Calculators UK
Free pension and retirement calculators for the UK. Estimate annuity income, how long drawdown could last, the tax relief on contributions and how much you may need to retire.
- Calculators16
- Rules and figuresUK, November 2026
- CostFree, no sign-up
Pensions & retirement calculators
Pension drawdownHow long your drawdown pot lasts and the income it can pay.Annuity calculatorEstimate lifetime annuity income from your pension pot.Fixed-term annuityIncome for a set term plus a guaranteed maturity value.Care fees annuityRough cost of an annuity to cover a care fee shortfall.Pension contributionsTax relief and real cost of your pension contributions.State pensionYour new state pension amount and state pension age.Inherited state pensionWhat you may inherit from a late spouse’s state pension.Pension sharing on divorcePension sharing percentage to equalise values or income.Police pensionEstimate your police pension from the 2015, 1987 and 2006 schemes.How much to retirePension pot you need for your target retirement income.NHS pensionProject your NHS 2015 scheme pension and contribution tier.Pension potProjected pension pot at retirement in today’s money.Early retirementPot needed to retire early and bridge to state pension age.Retire on £1 millionHow long £1 million lasts and the income it can pay.Pension taxTax on pension withdrawals, lump sums and emergency tax.State pension top-upCost of voluntary NI and how much extra state pension you get.
What each calculator does
| Calculator | What it works out |
|---|---|
| Pension drawdown | How long your drawdown pot lasts and the income it can pay. |
| Annuity calculator | Estimate lifetime annuity income from your pension pot. |
| Fixed-term annuity | Income for a set term plus a guaranteed maturity value. |
| Care fees annuity | Rough cost of an annuity to cover a care fee shortfall. |
| Pension contributions | Tax relief and real cost of your pension contributions. |
| State pension | Your new state pension amount and state pension age. |
| Inherited state pension | What you may inherit from a late spouse’s state pension. |
| Pension sharing on divorce | Pension sharing percentage to equalise values or income. |
| Police pension | Estimate your police pension from the 2015, 1987 and 2006 schemes. |
| How much to retire | Pension pot you need for your target retirement income. |
| NHS pension | Project your NHS 2015 scheme pension and contribution tier. |
| Pension pot | Projected pension pot at retirement in today’s money. |
| Early retirement | Pot needed to retire early and bridge to state pension age. |
| Retire on £1 million | How long £1 million lasts and the income it can pay. |
| Pension tax | Tax on pension withdrawals, lump sums and emergency tax. |
| State pension top-up | Cost of voluntary NI and how much extra state pension you get. |
Using these calculators
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